The PilotsReference Binder™ comes with 10 color coded sheet protectors for fast access and two high capacity protectors to store papers up to 20mm each. One of those protectors can be loaded from the top, the other from the right side. The PilotsReference Binder™ also comes with a credit or business card sheet holding up to ten cards and a CD sheet holding up to 3 CDs. The PilotsReference Binder™ features five additional credit or business card holders in its leather interior compartment. The papers attached to the interior side can be subdivided into three groups by sticking the paper's bottom either in the leather flap holding the credit cards, underneath the slant elastic band or letting them loose.